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We understand that choosing the right insurance carrier can be overwhelming. That’s why our experienced agents are here to help. We will guide you through the process and help you find the best carrier for your unique situation.


Here are our top 3 picks for carriers in 2023.

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Travelers is one of the top 10 writers of personal insurance in the United States, offering a wide variety of personal and business insurance options, as well as bond and specialty insurance. The company is headquartered in New York City, but has employees and agents across the U.S., Canada, Ireland, and the United Kingdom. They offer auto insurance, home insurance, umbrella insurance, and more.

Rating: 9.7/10

Bottom Line:

Travelers' wide variety of insurance offerings and long history make them stand out in the industry. As your Agent of Record, we will work to find you the right discounts and coverage to help you qualify for their strict guidelines.


Additional Information:

 - WalletHub editors give Travelers a 4.2/5 rating
- Average user rating is 2.2/5
- A+ rating from the Better Business Bureau (BBB)
- Customer service number is 800-842-5075

American Modern

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American Modern is a national leader in specialty insurance, with close to 50 years of experience in the manufactured housing insurance sector. They offer specialized products and services for residential properties and the recreational market, including pet health insurance. American Modern is licensed in all 50 states and has more than 1.7 million policyholders. Their parent company, Munich Re, has earned an A+ (Superior) rating from A.M. Best Company and is of Ward’s 50 Top Performers.

Rating: 9.4/10

Bottom Line:

American Modern's expertise in specialty insurance and reputation for stability and excellence make them a top choice for our clients.


Additional Information

 - Specialized in Modular and Pre-fabbed Homes, Mobile Homes, Travel Trailers, Tiny Homes, and Specialty Dwellings.

 - Headquartered in suburban Cincinnati, Ohio.

 - Offers specialized products and services for residential properties and the recreational market.

 - Customer Service number is 855-347-3939

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Progressive is one of the largest insurance companies in the United States, serving more than 13 million policies in all 50 states and Washington, D.C. The company offers a wide range of financial products and types of insurance coverage, including auto insurance, home insurance, boat insurance, life insurance, and more.


Rating: 9.3/10


Bottom Line:

Progressive is known for its catchy commercials and reliable customer service. As your Agent of Record, we can help you get additional discounts and coverage from this financially stable and customer-oriented carrier.

Additional Information:

 - WalletHub editors give Progressive a 3.9 out of 5 rating

 - Average Consumers have given it an average rating of 2.7 out of 5.

 - A+ rating from the Better Business Bureau (BBB)

 - Customer service number is 800-776-4737

With so many options, it's a no-brainer. We'll get you the best coverage possible at the most affordable rate. 

Securing Your Future with Honaker Agency - Goosehead Insurance

Who Else Do We Represent?

Even More Carriers To Make Us Your Best Choice for Insurance in Montana

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Allstate is one of the largest U.S. property-casualty insurers. Personal auto represents the largest percentage of revenue, but the company offers homeowners insurance and other insurance products. Life insurance contributes about 10% of revenue. Allstate products are sold in North America primarily by about 10,000 company agencies.

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Nationwide, a Fortune 100 company, is one of the largest and strongest diversified insurance and financial services organizations in the United States. Nationwide is rated A+ by both A.M. Best and Standard & Poor’s. Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm, and life insurance; public and private sector retirement plans, annuities, and mutual funds; excess & surplus, specialty, and surety; pet, motorcycle, and boat insurance.

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Foremost Insurance was the first company to offer insurance for mobile homes in 1952 and has since stayed true to its roots as a specialty insurance carrier. High-risk drivers who have difficulty finding car insurance with standard carriers and homeowners with unique occupancy situations may be able to find their solution with Foremost. Foremost is ideal for customers who may have trouble qualifying for car or home insurance with traditional carriers. As part of the Farmers Insurance Group of Companies, it can both underwrite its own policies and offer insurance through affiliated partners. Foremost is a leading name in the home insurance market today.

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MetLife provides a variety of insurance and financial services products, including life, dental, disability, and long-term care insurance, various annuity products, and auto and home insurance. Within the United States, it also provides a range of savings and mortgage banking products. The company's segments include Insurance Products (group life, individual life, and non-medical health insurance products), Retirement Products (individual and institutional annuity products), Corporate Benefit Funding (pension closeouts, structured settlements, and other benefit funding solutions), Auto and Home segment, International, and Banking, Corporate and Other.

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Hagerty is a leading provider of insurance policies for classic and collector cars. The company was founded in 1984 as a boat insurance company and started insuring classic cars in 1991. Throughout its nearly two-decade history in the classic car insurance industry, Hagerty has become reputable for its dedication to customers and extensive knowledge of classic cars and the unique needs that vintage vehicles require.

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Steadily is an insurance company that’s all about property insurance. You won’t find auto or health insurance here.. Steadily offers renters insurance and homeowners insurance policies. You can count on Steadily to keep a laser focus on your needs as a rental property owner. That means you always know what you can expect from Steadily’s policies and your relationship with the company, from coverage to account management.

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Neptune Flood

Millions of Americans live in a floodplain, which leaves their homes open to catastrophically expensive damage. Whether from flash floods, hurricanes, clogged storm drains, or heavy rains, floods represent a real danger to houses. Flood insurance is an integral piece of homeowners insurance for anyone that lives in an area prone to flooding. Having flood protection can save you tens of thousands of dollars in repairs and help you get your life back quicker. The Neptune Flood insurance company can provide that protection for your home. While there are many perks to Neptune, the biggest is that they offer extensive coverage for your belongings. In fact, Neptune will cover more of your belongings than any other insurer.

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American Modern

Founded in 1965, American Modern Insurance was one of the first companies to offer mobile home insurance. Today, the carrier has extended its options to drivers and homeowners who might have difficulty finding coverage with traditional insurance companies. In addition to homeowners insurance, American Modern has also moved into the car insurance space for collector car and recreational vehicle insurance.

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US Assure

For over 40 years, US Assure Insurance has provided builders with risk insurance programs throughout the United States. They specialize in construction and property insurance along with customizable coverage options. They offer a wide range of builder’s risk policies, making them a good choice for contractors, business owners, or financial institutions.



clickVSC policies pay for a repair of a vehicle breakdown due to defect or general use and helps you avoid big repair bills. Their policies can be used at any licensed shop, dealership, or repair facility in the US or Canada. Our claims department handles all claims and servicing. clickVSC only offers the Best Coverage available for each vehicle, and our policies cover 100% of parts AND labor on every single covered repair. 

What type of vehicle should you purchase a Vehicle Service Contract for?

 - New Car Purchase

 - Used Car Purchase

 - Existing vehicle coming out of factory warranty (This year 2018
and older vehicles are either out of warranty or about to be out)

 - A Vehicle is being given to a child or family member

 - Any life event where people take a close look at their finances (A Vehicle Service Contract eliminates unexpected repair bills)

 - A Vehicle is being given to a child or family member

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Founded in 2016, Ethos Life Insurance partnered with top life insurance companies to offer whole life and term policies that can instantly start coverage. While its offerings are more limited compared to other life insurance carriers, Ethos has a streamlined application process that forgoes the medical exam typically required by other insurers, making it easy for you to have a policy in effect within minutes by answering a few health questions.

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Stillwater Insurance Group is making one of the greatest comebacks in insurance history. Originally part of Fidelity National Financial (FNF), Stillwater Insurance became a separate company in 2012 after FNF decided to leave the insurance market due to the major losses it suffered from hurricanes Katrina, Rita, and Wilma. Rebranding as Stillwater Insurance Group, the company continues to service customers in all states for car and home insurance and can be an excellent option for all Montanans.



Including Bristol West, Jeweler's Mutual, JIBNA, Personal Umbrella, RLI, TypTap, and Wright Flood.

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